And the cost of that coverage will go up exponentially even in the first decade after full implementation, so ObamaCare leaves you with not just limited access and even bureaucrats who can deny you access to healthcare, but over time it prices the coverage itself out of reach, so all you are left with is paying the penalty tax (which is one of the primary goals of ObamaCare to begin with).
Read every last word….
The truth is that, while a definite problem has prevailed for those with pre-existing medical conditions who have attempted to obtain health insurance coverage, that problem is small and manageable and can be adequately addressed with common-sense free market solutions. Most people, regardless of political ideology, want all Americans to be able to purchase health insurance coverage and gain access to care. The difference is not in the desire but in the policies that will get the job done. Neither Republicans nor Democrats have been successful in this endeavor to date.
With ObamaTax, the left has chosen a big government policy that will offer a very brief period of health care access to individuals with pre-existing conditions, followed by little or no access to care as Americans cope with long lines to see doctors. They will soon face an Independent Payment Advisory Board (IPAB), a group of unelected government bureaucrats, who, as their name says, will be more concerned with payment than health care.
The “pre-existing condition” feature of ObamaTax is, indeed, a hoax, because it assumes that, once the law is fully implemented, those with pre-existing conditions will still be able to schedule an appointment with their doctors and specialists within a reasonable period of time. The law assumes this despite the fact that, at full implementation, all the currently uninsured will be added to the rolls as patients to the health care system.
Consider that a recent survey, released by the Doctor Patient Medical Association, found that 83% of American physicians have considered leaving their practices over President Obama’s health care reform law, and 72% say the individual insurance mandate will not result in improved access to care. In addition, 74% of the physicians surveyed say they will stop accepting Medicare patients or leave Medicare panels completely, while 49% indicate they will stop accepting Medicaid patients.
What this means is that the number of doctors available–the supply of physicians–will likely decrease as the demand for services increases. Sure, you might be able to see a nurse practitioner for a cold or cough, but the wait to see a specialist for those “pre-existing conditions” will seem like an eternity.
In addition, those with serious pre-existing conditions who require a substantial amount of medical care will need to keep in mind that, once the IPAB is activated, their ability to obtain the access to care they need will be determined by this board of government bureaucrats. To be blunt, the IPAB will decide if it’s worth it for funds to be spent on care for someone who requires much of it yet may never get well, as opposed to someone who is likely to recover and be “useful to society.”
Let’s look at the situation of parents who have a child with special needs. Though supporters of ObamaTax will say that a child with a pre-existing condition is automatically entitled to health insurance coverage, the fact is that, when the law is fully implemented, limitations will be imposed on Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs). Since the demand for the services of specialists will increase dramatically, gaining access to the supply of care needed will grow difficult.